{"id":990426,"date":"2026-05-14T16:46:52","date_gmt":"2026-05-14T16:46:52","guid":{"rendered":"https:\/\/next.theblueportugal.com\/golden-visa-investment-diversification\/"},"modified":"2026-05-14T16:46:52","modified_gmt":"2026-05-14T16:46:52","slug":"%d8%aa%d9%86%d9%88%d9%8a%d8%b9-%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1-%d9%81%d9%8a-%d8%aa%d8%a3%d8%b4%d9%8a%d8%b1%d8%a9-%d8%a7%d9%84%d8%a5%d9%82%d8%a7%d9%85%d8%a9-%d8%a7%d9%84%d8%b0","status":"publish","type":"post","link":"https:\/\/theblueportugal.com\/ar\/golden-visa-investment-diversification\/","title":{"rendered":"\u0647\u0646\u062f\u0633\u0629 \u0627\u0644\u062a\u0646\u0648\u064a\u0639 \u0641\u064a \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062a\u0623\u0634\u064a\u0631\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644\u064a\u0629"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u0646\u0645\u0648\u0630\u062c 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\u0627\u0644\u062a\u062d\u0648\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u0639\u0627\u062f\u0629 \u062a\u0648\u062c\u064a\u0647 \u0628\u0631\u0646\u0627\u0645\u062c\u0647\u0627 \u0627\u0644\u062e\u0627\u0635 \u0628\u062a\u0635\u0627\u0631\u064a\u062d \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 (ARI) \u0646\u062d\u0648 \u0646\u0645\u0627\u0630\u062c \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0634\u0643\u0651\u0644 \u0627\u0644\u062a\u062d\u0648\u0651\u0644 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u064a \u0627\u0644\u0630\u064a \u0631\u0633\u0651\u062e\u0647 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 56\/2023 \u0646\u0647\u0627\u064a\u0629 \u062d\u0642\u0628\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a 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\u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0641\u064a \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0627\u062d\u062a\u0631\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0645\u0646\u0638\u0645\u0629\u060c \u0648\u0627\u0644\u0623\u0647\u0645 \u0645\u0646 \u0630\u0644\u0643\u060c \u0627\u0644\u0645\u062a\u0646\u0648\u0639\u0629.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u062a\u0639\u062f\u062f\u0629 \u0643\u0623\u062f\u0627\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u062a\u0642\u0633\u064a\u0645 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u0645\u0646 <strong>\u20ac500,000<\/strong> \u0625\u0644\u0649 \u0627\u062b\u0646\u064a\u0646 \u0623\u0648 \u0623\u0643\u062b\u0631 <a href=\"https:\/\/theblueportugal.com\/ar\/%d8%b5%d9%86%d8%a7%d8%af%d9%8a%d9%82-%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1-%d8%a7%d9%84%d8%b2%d8%b1%d9%82%d8%a7%d8%a1\/\" data-type=\"page\" data-id=\"1412\">\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631<\/a> \u062a\u064f\u0639\u062f\u0651 \u0647\u0630\u0647 \u0627\u0644\u0623\u062f\u0627\u0629 \u0627\u0644\u0623\u0642\u0648\u0649 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0641\u064a \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062d\u0627\u0644\u064a. \u0648\u062a\u062a\u064a\u062d \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0644\u0644\u0645\u062a\u0642\u062f\u0645\u064a\u0646 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0641\u0635\u0644 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a<\/strong> \u0627\u0646\u0637\u0644\u0627\u0642\u0627\u064b \u0645\u0646 \u0623\u0635\u0644 \u0648\u0627\u062d\u062f \u0623\u0648 \u0641\u0631\u0636\u064a\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0648\u0627\u062d\u062f\u0629.<\/li>\n\n\n\n<li><strong>\u062a\u0648\u0632\u064a\u0639 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644<\/strong> \u0641\u064a \u0645\u062e\u062a\u0644\u0641 \u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644\u064a\u060c \u0645\u062b\u0644 \u0627\u0644\u0637\u0627\u0642\u0629 \u0627\u0644\u0645\u062a\u062c\u062f\u062f\u0629 \u0648\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0627\u0644\u0632\u0631\u0627\u0639\u0629 \u0627\u0644\u0645\u062a\u062c\u062f\u062f\u0629 \u0648\u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u064a\u0629.<\/li>\n\n\n\n<li><strong>\u0628\u0646\u0627\u0621 \u0645\u062d\u0641\u0638\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0645\u0631\u0646\u0629<\/strong> \u0642\u0627\u062f\u0631 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u064a\u0641 \u0645\u0639 \u0627\u0644\u062f\u0648\u0631\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0645\u0639 \u062a\u0644\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0635\u0627\u0631\u0645\u0629 \u0644\u0648\u0643\u0627\u0644\u0629 \u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0648\u0627\u0644\u0647\u062c\u0631\u0629 \u0648\u0627\u0644\u0644\u062c\u0648\u0621 (AIMA).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0648\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0648\u062d\u062f\u0629 (2025-2026)<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u0645\u0624\u0634\u0631 \u0627\u0644\u0633\u0648\u0642<\/strong><\/td><td><strong>\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0648\u062d\u062f\u0629<\/strong><\/td><\/tr><tr><td><strong>\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 (\u0628\u0627\u0644\u0623\u0645\u0648\u0627\u0644)<\/strong><\/td><td>\u20ac500,000.00<\/td><\/tr><tr><td><strong>\u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0633\u0646\u0648\u064a \u0644\u0645\u0633\u0627\u0631 \u0627\u0644\u0635\u0646\u062f\u0648\u0642<\/strong><\/td><td>121% (\u0645\u0646\u0630 \u0639\u0627\u0645 2019)<\/td><\/tr><tr><td><strong>\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644\u064a\u0629<\/strong><\/td><td>\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 60% \u0645\u0646 \u0631\u0623\u0633 \u0645\u0627\u0644 \u0627\u0644\u0635\u0646\u062f\u0648\u0642<\/td><\/tr><tr><td><strong>\u0645\u062f\u0629 \u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629<\/strong><\/td><td>\u0645\u062f\u0629 \u0644\u0627 \u062a\u0642\u0644 \u0639\u0646 5 \u0633\u0646\u0648\u0627\u062a \u0648\u0642\u062a \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643<\/td><\/tr><tr><td><strong>\u062d\u062c\u0645 \u0627\u0644\u0637\u0644\u0628\u0627\u062a (2025)<\/strong><\/td><td>\u062a\u0645 \u0645\u0646\u062d 4990 \u062a\u0635\u0631\u064a\u062d \u0625\u0642\u0627\u0645\u0629<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0634\u0631\u0639\u064a\u0629 \u0648\u0645\u0632\u0627\u064a\u0627 \u062a\u0646\u0648\u064a\u0639 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u062a\u0639\u062f\u062f\u0629<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0627 \u064a\u0634\u062a\u0631\u0637 \u0627\u0644\u062a\u0634\u0631\u064a\u0639 \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644\u064a (\u0648\u062a\u062d\u062f\u064a\u062f\u064b\u0627 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 23\/2007\u060c \u0628\u0635\u064a\u063a\u062a\u0647 \u0627\u0644\u0645\u0639\u062f\u0644\u0629) \u062a\u062e\u0635\u064a\u0635 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0640 500,000 \u064a\u0648\u0631\u0648 \u0644\u0645\u0631\u0643\u0628\u0629 \u0648\u0627\u062d\u062f\u0629. \u0648\u064a\u0624\u0643\u062f \u0627\u0644\u062a\u0641\u0633\u064a\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0648\u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629 \u0644\u0640 AIMA \u0623\u0646 \u0627\u0644\u0634\u0631\u0637 \u0647\u0648 <em>\u0627\u0644\u0645\u062c\u0645\u0648\u0639<\/em> \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0641\u064a \u0648\u062d\u062f\u0627\u062a \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0647\u0644\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0641\u064a \u0635\u0646\u062f\u0648\u0642\u064a\u0646 \u0628\u0642\u064a\u0645\u0629 250 \u0623\u0644\u0641 \u064a\u0648\u0631\u0648 \u0644\u0643\u0644 \u0645\u0646\u0647\u0645\u0627\u060c \u064a\u062e\u0641\u0641 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 <strong>\u201c&quot;\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0625\u062f\u0627\u0631\u0629&quot;.\u201d<\/strong> \u0645\u0639 \u0623\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u062a\u062e\u0636\u0639 \u0644\u0644\u062a\u0646\u0638\u064a\u0645\u060c \u0625\u0644\u0627 \u0623\u0646 \u0644\u0643\u0644 \u0634\u0631\u0643\u0629 \u0625\u062f\u0627\u0631\u0629 (SGOIC) \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u062a\u0647\u0627 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0648\u0633\u062c\u0644\u0647\u0627 \u0627\u0644\u062d\u0627\u0641\u0644. \u0648\u064a\u0636\u0645\u0646 \u0627\u0644\u062a\u0646\u0648\u064a\u0639 \u0623\u0646\u0647 \u0641\u064a \u062d\u0627\u0644 \u0648\u0627\u062c\u0647 \u0642\u0637\u0627\u0639 \u0645\u0639\u064a\u0646 \u062a\u062d\u062f\u064a\u0627\u062a\u060c \u0641\u0625\u0646 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0648\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0623\u0634\u064a\u0631\u0629 \u062a\u0638\u0644 \u0645\u062d\u0645\u064a\u0629 \u0628\u0641\u0636\u0644 \u0623\u062f\u0627\u0621 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0623\u062e\u0631\u0649.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0627\u0644\u062a\u0622\u0632\u0631 \u0628\u064a\u0646 \u0645\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u0639\u0648\u0627\u0626\u062f<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u064f\u062a\u064a\u062d \u0627\u0644\u062a\u0646\u0648\u064a\u0639 \u0625\u0646\u0634\u0627\u0621 \u0645\u062d\u0641\u0638\u0629 \u0645\u062a\u0648\u0627\u0632\u0646\u0629 \u062a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0645\u062d\u0627\u0641\u0638\u0629 \u0648\u0627\u0644\u0623\u0635\u0648\u0644 \u0630\u0627\u062a \u0627\u0644\u062a\u0648\u062c\u0647 \u0627\u0644\u062a\u0646\u0645\u0648\u064a. \u0641\u064a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u062d\u0627\u0644\u064a\u0629\u060c \u064a\u0645\u0643\u0646 \u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0648\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0624\u0647\u0644\u0629 \u0623\u0646 \u062a\u064f\u0642\u062f\u0645 \u0639\u0648\u0627\u0626\u062f \u0645\u062a\u0648\u0642\u0639\u0629 \u0645\u062a\u0641\u0627\u0648\u062a\u0629 \u0644\u0644\u063a\u0627\u064a\u0629\u060c \u062a\u062a\u0631\u0627\u0648\u062d \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0645\u0646 <strong>\u0645\u0646 5% \u0625\u0644\u0649 20% \u0633\u0646\u0648\u064a\u0627\u064b<\/strong>:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 (\u0627\u0644\u0645\u062d\u0627\u0641\u0638\u0629):<\/strong> \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0645\u0627\u0633\u0643\u0629. \u0627\u0644\u0639\u0648\u0627\u0626\u062f \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641\u0629: 3% \u2013 5%.<\/li>\n\n\n\n<li><strong>\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u062f\u062e\u0644 (\u0645\u062a\u0648\u0633\u0637\u0629):<\/strong> \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644\u064a\u0629 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0623\u0648 \u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0637\u0627\u0642\u0629 \u0627\u0644\u0645\u062a\u062c\u062f\u062f\u0629 \u0627\u0644\u062a\u064a \u0644\u062f\u064a\u0647\u0627 \u0627\u062a\u0641\u0627\u0642\u064a\u0627\u062a \u0634\u0631\u0627\u0621 \u0637\u0627\u0642\u0629 \u0645\u0636\u0645\u0648\u0646\u0629. \u0627\u0644\u0639\u0627\u0626\u062f\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641\u0629: 7% \u2013 10%.<\/li>\n\n\n\n<li><strong>\u0635\u0646\u0627\u062f\u064a\u0642 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a (\u0627\u0644\u0639\u062f\u0648\u0627\u0646\u064a\u0629):<\/strong> \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0641\u064a \u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u062d\u064a\u0648\u064a\u0629 \u0648\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0625\u0645\u0643\u0627\u0646\u0627\u062a \u0646\u0645\u0648 \u0639\u0627\u0644\u064a\u0629\u060c \u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u062a\u062a\u062c\u0627\u0648\u0632 151-201 \u0636\u0639\u0641 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629 \u0639\u0646\u062f \u0627\u0644\u062a\u062e\u0627\u0631\u062c.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u064a\u0626\u064a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a: \u0623\u0631\u0643\u0627\u0646 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0623\u0631\u0628\u0639\u0629<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0648\u0641 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0639\u0646\u062f \u0627\u0644\u062a\u062e\u0644\u064a \u0639\u0646 \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0645\u0627\u062f\u064a\u0629 (\u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a) \u0627\u0644\u0634\u0639\u0648\u0631 \u0628\u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0633\u064a\u0637\u0631\u0629. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0641\u0625\u0646 \u0627\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0630\u064a \u062a\u0648\u0641\u0631\u0647 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u062e\u0627\u0636\u0639\u0629 \u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u0645\u062e\u062a\u0635\u0629 <strong>CMVM<\/strong> \u062a\u062a\u0641\u0648\u0642 \u0647\u064a\u0626\u0629 \u0633\u0648\u0642 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644\u064a\u0629 (\u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644) \u0645\u0646 \u0627\u0644\u0646\u0627\u062d\u064a\u0629 \u0627\u0644\u0641\u0646\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0631\u062f\u064a\u0629 \u0628\u0633\u0628\u0628 \u0641\u0635\u0644 \u0627\u0644\u0645\u0647\u0627\u0645:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>CMVM:<\/strong> \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0648\u062a\u0634\u0631\u0641 \u0639\u0644\u0649 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0625\u062f\u0627\u0631\u0629.<\/li>\n\n\n\n<li><strong>\u0634\u0631\u0643\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 (SGOIC):<\/strong> \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u0645\u0631\u062e\u0635\u0629 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u0629 \u0639\u0646 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0648\u062f\u0639 \u0644\u062f\u064a\u0647 \/ \u0623\u0645\u064a\u0646 \u0627\u0644\u062d\u0641\u0638:<\/strong> \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u0633\u062a\u0642\u0644\u0629 \u062a\u062d\u062a\u0641\u0638 \u0628\u0631\u0623\u0633 \u0645\u0627\u0644 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631. \u0648\u0647\u064a \u0645\u0644\u0632\u0645\u0629 \u0642\u0627\u0646\u0648\u0646\u0627\u064b \u0628\u0636\u0645\u0627\u0646 \u0627\u0645\u062a\u062b\u0627\u0644 \u062c\u0645\u064a\u0639 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u062d\u0648\u064a\u0644 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0644\u0644\u0642\u0627\u0646\u0648\u0646 \u0648\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0635\u0646\u062f\u0648\u0642.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0645\u062f\u0642\u0642 \u0627\u0644\u062e\u0627\u0631\u062c\u064a:<\/strong> \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0631\u0627\u0626\u062f\u0629 (\u0645\u062b\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0623\u0631\u0628\u0639 \u0627\u0644\u0643\u0628\u0631\u0649: PwC\u060c Deloitte\u060c EY\u060c KPMG) \u0627\u0644\u062a\u064a \u062a\u0635\u0627\u062f\u0642 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0648\u062a\u0642\u064a\u064a\u0645\u0627\u062a\u0647 \u0633\u0646\u0648\u064a\u0627\u064b.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a: \u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u062d\u062a\u0649 \u0639\u0627\u0645 2026<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \u0627\u0644\u0637\u0627\u0642\u0629 \u0627\u0644\u0645\u062a\u062c\u062f\u062f\u0629 \u0648\u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u062e\u0636\u0631\u0627\u0621<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u064f\u0639\u062f\u0651 \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644 \u0631\u0627\u0626\u062f\u0629\u064b \u0623\u0648\u0631\u0648\u0628\u064a\u0629\u064b \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0637\u0627\u0642\u064a. \u0648\u062a\u0633\u062a\u062b\u0645\u0631 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639 \u0641\u064a \u0627\u0644\u0637\u0627\u0642\u0629 \u0627\u0644\u0634\u0645\u0633\u064a\u0629 \u0648\u0637\u0627\u0642\u0629 \u0627\u0644\u0631\u064a\u0627\u062d \u0648\u0627\u0644\u0647\u064a\u062f\u0631\u0648\u062c\u064a\u0646 \u0627\u0644\u0623\u062e\u0636\u0631\u060c \u0645\u0645\u0627 \u064a\u0648\u0641\u0631 \u0627\u0633\u062a\u0642\u0631\u0627\u0631\u0627\u064b \u0645\u0646 \u062e\u0644\u0627\u0644 \u0639\u0642\u0648\u062f \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u0627\u0644\u0632\u0631\u0627\u0639\u0629 \u0648\u0627\u0644\u0623\u0631\u0627\u0636\u064a \u0627\u0644\u0632\u0631\u0627\u0639\u064a\u0629<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0634\u0647\u062f \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0632\u0631\u0627\u0639\u064a \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644\u064a \u062a\u0637\u0648\u0631\u0627\u064b \u0627\u062d\u062a\u0631\u0627\u0641\u064a\u0627\u064b \u0645\u0644\u062d\u0648\u0638\u0627\u064b. \u0648\u062a\u0631\u0643\u0632 \u0647\u0630\u0647 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0639\u0644\u0649 \u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644 \u0630\u0627\u062a \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0639\u0627\u0644\u064a\u0629 (\u0643\u0627\u0644\u0644\u0648\u0632 \u0648\u0627\u0644\u0632\u064a\u062a\u0648\u0646) \u0648\u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0632\u0631\u0627\u0639\u064a\u0629 \u0627\u0644\u0645\u062a\u062c\u062f\u062f\u0629. \u0648\u062a\u0643\u0645\u0646 \u0627\u0644\u0645\u064a\u0632\u0629 \u0647\u0646\u0627 \u0641\u064a \u0627\u0645\u062a\u0644\u0627\u0643 \u0623\u0635\u0648\u0644 \u0645\u0644\u0645\u0648\u0633\u0629 - \u0643\u0627\u0644\u0623\u0631\u0636 - \u0627\u0644\u062a\u064a \u062a\u064f\u0639\u062f\u0651 \u0648\u0633\u064a\u0644\u0629 \u062a\u062d\u0648\u0637 \u0645\u0645\u062a\u0627\u0632\u0629 \u0636\u062f \u0627\u0644\u062a\u0636\u062e\u0645 \u0627\u0644\u0639\u0627\u0644\u0645\u064a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0623\u0635\u0628\u062d\u062a \u0644\u0634\u0628\u0648\u0646\u0629 \u0648\u0628\u0648\u0631\u062a\u0648 \u0645\u0631\u0643\u0632\u064a\u0646 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u064a\u0646 \u0646\u0627\u0628\u0636\u064a\u0646 \u0628\u0627\u0644\u062d\u064a\u0627\u0629. \u0648\u062a\u0633\u062a\u063a\u0644 \u0635\u0646\u0627\u062f\u064a\u0642 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a \u0647\u0630\u0647 \u0627\u0644\u0637\u0627\u0642\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0643\u062e\u062f\u0645\u0629 (SaaS) \u0648\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0639\u0644\u0648\u0645 \u0627\u0644\u062d\u064a\u0627\u0629\u060c \u0645\u0645\u0627 \u064a\u0648\u0641\u0631 \u0623\u0639\u0644\u0649 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0644\u0646\u0645\u0648 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0641\u0646\u062f\u0642\u064a\u0629 \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 (\u063a\u064a\u0631 \u0627\u0644\u0633\u0643\u0646\u064a\u0629)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0639 \u0627\u0633\u062a\u0628\u0639\u0627\u062f \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0633\u0643\u0646\u064a\u0629\u060c \u0644\u0627 \u064a\u0632\u0627\u0644 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0641\u0646\u0627\u062f\u0642 \u0648\u0627\u0644\u0645\u0646\u062a\u062c\u0639\u0627\u062a \u0627\u0644\u0641\u0627\u062e\u0631\u0629 \u0639\u0628\u0631 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u064a\u062d\u0638\u0649 \u0628\u0634\u0639\u0628\u064a\u0629 \u0643\u0628\u064a\u0631\u0629. \u0648\u064a\u0631\u0643\u0632 \u0647\u0630\u0627 \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0628\u0634\u0643\u0644 \u0623\u0633\u0627\u0633\u064a \u0639\u0644\u0649 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0648\u0645\u0627 \u064a\u062a\u0628\u0639\u0647\u0627 \u0645\u0646 \u0628\u064a\u0639 \u0627\u0644\u0623\u0635\u0648\u0644 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0628\u064a\u0626\u0629 \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u0633\u064a\u0627\u062d\u0629 \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062d\u0642\u0642\u062a \u0623\u0631\u0642\u0627\u0645\u0627\u064b \u0642\u064a\u0627\u0633\u064a\u0629.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0648\u0641\u0631 \u0647\u064a\u0643\u0644 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 (FCR) \u0623\u062d\u062f \u0623\u0643\u062b\u0631 \u0627\u0644\u0647\u064a\u0627\u0643\u0644 \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 \u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627 \u0644\u063a\u064a\u0631 \u0627\u0644\u0645\u0642\u064a\u0645\u064a\u0646:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0623\u0631\u0628\u0627\u062d\/\u0627\u0644\u062a\u0648\u0632\u064a\u0639\u0627\u062a:<\/strong> \u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u062a\u062e\u0636\u0639 \u0644\u0636\u0631\u064a\u0628\u0629 \u0627\u0642\u062a\u0637\u0627\u0639 \u0645\u062e\u0641\u0636\u0629 \u062a\u0628\u0644\u063a 10% \u0641\u0642\u0637\u060c \u0623\u0648 \u062d\u062a\u0649 \u0625\u0639\u0641\u0627\u0621 \u0643\u0627\u0645\u0644 \u0644\u063a\u064a\u0631 \u0627\u0644\u0645\u0642\u064a\u0645\u064a\u0646 (\u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0623\u0648\u0644\u0626\u0643 \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u064a\u0646 \u0641\u064a \u0627\u0644\u0645\u0644\u0627\u0630\u0627\u062a \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629).<\/li>\n\n\n\n<li><strong>\u0645\u0643\u0627\u0633\u0628 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644:<\/strong> \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0648\u062d\u062f\u0627\u062a \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u062a\u0643\u0648\u0646 \u0628\u0634\u0643\u0644 \u0639\u0627\u0645 <strong>\u0645\u0639\u0641\u0649<\/strong> \u0645\u0639\u0641\u0627\u0629 \u0645\u0646 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0641\u064a \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644 \u0644\u063a\u064a\u0631 \u0627\u0644\u0645\u0642\u064a\u0645\u064a\u0646. \u0648\u0647\u0630\u0627 \u064a\u062a\u0646\u0627\u0642\u0636 \u0628\u0634\u0643\u0644 \u062d\u0627\u062f \u0645\u0639 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a\u060c \u062d\u064a\u062b \u064a\u0645\u0643\u0646 \u0641\u0631\u0636 \u0636\u0631\u0627\u0626\u0628 \u0639\u0644\u0649 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u062a\u0635\u0644 \u0625\u0644\u0649 28%.<\/li>\n\n\n\n<li><strong>\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0635\u064a\u0627\u0646\u0629:<\/strong> \u0644\u0627 \u062a\u0648\u062c\u062f \u0636\u0631\u0627\u0626\u0628 \u0639\u0642\u0627\u0631\u064a\u0629 \u0633\u0646\u0648\u064a\u0629 (IMI) \u0623\u0648 \u0631\u0633\u0648\u0645 \u0628\u0644\u062f\u064a\u0629 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0625\u0635\u0644\u0627\u062d \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062c\u0646\u0633\u064a\u0629 \u0641\u064a \u0645\u0627\u064a\u0648 2026: \u0627\u0644\u0622\u062b\u0627\u0631 \u0627\u0644\u0639\u0645\u0644\u064a\u0629<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0641\u064a \u0645\u0627\u064a\u0648 2026\u060c \u062a\u0645 \u062a\u062d\u062f\u064a\u062b \u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062c\u0646\u0633\u064a\u0629 \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644\u064a\u0629. \u0648\u062a\u0645 \u062a\u0645\u062f\u064a\u062f \u0641\u062a\u0631\u0629 \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062c\u0646\u0633\u064a\u0629 \u0645\u0646 <strong>\u0645\u0646 5 \u0625\u0644\u0649 10 \u0633\u0646\u0648\u0627\u062a<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0627\u0644\u0637\u0631\u064a\u0642 \u0625\u0644\u0649 \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0627\u0644\u062f\u0627\u0626\u0645\u0629 \u0648\u0627\u0644\u062c\u0646\u0633\u064a\u0629<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0645\u0646 1 \u0625\u0644\u0649 5:<\/strong> \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0644\u0648\u0641\u0627\u0621 \u0628\u0634\u0631\u0637 \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0644\u0645\u062f\u0629 14 \u064a\u0648\u0645\u064b\u0627 \u0643\u0644 \u0639\u0627\u0645\u064a\u0646.<\/li>\n\n\n\n<li><strong>\u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u062e\u0627\u0645\u0633\u0629:<\/strong> \u0627\u0644\u062a\u0642\u062f\u0645 \u0628\u0637\u0644\u0628 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 <strong>\u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0627\u0644\u062f\u0627\u0626\u0645\u0629 (PR)<\/strong>. \u0628\u0645\u062c\u0631\u062f \u0645\u0646\u062d \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0627\u0644\u062f\u0627\u0626\u0645\u0629\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u062a\u0635\u0641\u064a\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0645\u0639 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u062d\u0642\u0647 \u0641\u064a \u0627\u0644\u0639\u064a\u0634 \u0648\u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062c\u0646\u0633\u064a\u0629:<\/strong> \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0645\u0648\u0627\u0637\u0646\u064a \u062f\u0648\u0644 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0633\u0648\u0641\u064a\u062a\u064a \u0627\u0644\u0633\u0627\u0628\u0642 (\u0645\u062b\u0644 \u0627\u0644\u0628\u0631\u0627\u0632\u064a\u0644\u064a\u064a\u0646)\u060c \u0641\u0625\u0646 \u0627\u0644\u0641\u062a\u0631\u0629 \u0647\u064a 7 \u0633\u0646\u0648\u0627\u062a\u061b \u0623\u0645\u0627 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u062c\u0646\u0633\u064a\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649\u060c \u0641\u0647\u064a 10 \u0633\u0646\u0648\u0627\u062a.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u062f\u0648\u0631 the blue portugal \u0641\u064a \u0627\u0644\u062a\u0646\u0633\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0625\u062f\u0627\u0631\u0629 \u0635\u0646\u0627\u062f\u064a\u0642 \u0645\u062a\u0639\u062f\u062f\u0629 \u0648\u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u064a\u062a\u0637\u0644\u0628 \u062a\u0646\u0633\u064a\u0642\u064b\u0627 \u062e\u0628\u064a\u0631\u064b\u0627. <strong>the blue portugal<\/strong> \u064a\u0639\u0645\u0644 \u0643\u0645\u0631\u0643\u0632 \u0645\u062d\u0648\u0631\u064a \u0644\u0647\u0630\u0627 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u064a\u0626\u064a\u060c \u062d\u064a\u062b \u064a\u0633\u062f \u0627\u0644\u0641\u062c\u0648\u0629 \u0628\u064a\u0646 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0648\u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0645\u062d\u0627\u0645\u064a \u0627\u0644\u0647\u062c\u0631\u0629 \u0648\u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0646\u0636\u0645\u0646 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u064a\u062a\u0645 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 &quot;\u0642\u0627\u0639\u062f\u0629 60%&quot; (\u0627\u0644\u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0645\u062d\u0644\u064a) \u0644\u0643\u0644 \u0635\u0646\u062f\u0648\u0642.<\/li>\n\n\n\n<li>\u062a\u062a\u0648\u0627\u0641\u0642 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0645\u0639 \u0645\u062a\u0637\u0644\u0628\u0627\u062a &quot;\u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643&quot; (KYC) \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629.<\/li>\n\n\n\n<li>\u064a\u062d\u0635\u0644 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0639\u0644\u0649 \u062a\u0642\u064a\u064a\u0645 \u0645\u0633\u062a\u0642\u0644\u060c \u0645\u0645\u0627 \u064a\u062c\u0646\u0628\u0647 \u062a\u0636\u0627\u0631\u0628 \u0627\u0644\u0645\u0635\u0627\u0644\u062d.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u062e\u0627\u062a\u0645\u0629<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0644 <a href=\"https:\/\/theblueportugal.com\/ar\/%d8%aa%d8%a3%d8%b4%d9%8a%d8%b1%d8%a7%d8%aa-%d8%a7%d9%84%d8%a8%d8%b1%d8%aa%d8%ba%d8%a7%d9%84\/%d8%aa%d8%a3%d8%b4%d9%8a%d8%b1%d8%a9-%d8%a7%d9%84%d8%a8%d8%b1%d8%aa%d8%ba%d8%a7%d9%84-%d8%a7%d9%84%d8%b0%d9%87%d8%a8%d9%8a%d8%a9-%d9%88%d8%a7%d9%84%d8%a5%d9%82%d8%a7%d9%85%d8%a9-%d8%a7%d9%84%d8%ac\/\" data-type=\"page\" data-id=\"1282\">\u062a\u0623\u0634\u064a\u0631\u0629 \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0641\u064a \u0639\u0627\u0645 2026<\/a> \u0647\u0648 \u0628\u0631\u0646\u0627\u0645\u062c \u0645\u0635\u0645\u0645 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0627\u0644\u0639\u0635\u0631\u064a. \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0633\u0627\u0631 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642\u060c \u062a\u0642\u062f\u0645 \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0645\u062c\u0631\u062f &quot;\u201c<a href=\"https:\/\/theblueportugal.com\/ar\/%d8%aa%d9%83%d9%84%d9%81%d8%a9-%d8%a7%d9%84%d8%a7%d9%86%d8%aa%d8%b8%d8%a7%d8%b1%d8%8c-%d8%a7%d9%84%d8%ae%d8%b7%d8%a9-%d8%a7%d9%84%d8%a8%d8%af%d9%8a%d9%84%d8%a9%d8%8c-%d8%aa%d8%a3%d8%b4%d9%8a%d8%b1\/\">\u0627\u0644\u062e\u0637\u0629 \u0628<\/a>\u201c&quot;\u2014\u064a\u0648\u0641\u0631 \u0630\u0644\u0643 \u062e\u0637\u0629 \u0628\u062f\u064a\u0644\u0629 \u0642\u0648\u064a\u0629 \u0644\u0640 <a href=\"https:\/\/theblueportugal.com\/ar\/%d8%ae%d9%8a%d8%a7%d8%b1%d8%a7%d8%aa-%d8%a7%d9%84%d8%ad%d8%b5%d9%88%d9%84-%d8%b9%d9%84%d9%89-%d8%a7%d9%84%d8%aa%d8%a3%d8%b4%d9%8a%d8%b1%d8%a9-%d8%a7%d9%84%d8%b0%d9%87%d8%a8%d9%8a%d8%a9-%d9%81%d9%8a\/\">\u0627\u0644\u062a\u0646\u0642\u0644 \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0648\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644<\/a> \u0641\u064a \u0639\u0627\u0644\u0645 \u062f\u0627\u0626\u0645 \u0627\u0644\u062a\u063a\u064a\u0631.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>The Multi-Fund Investment Model as a Guarantee of Security and Strategic Flexibility in 2026 The landscape of residency-by-investment programs in Europe is undergoing an unprecedented phase of maturation. Portugal stands at the forefront of this transition by redirecting its Residence Authorization for Investment (ARI) program toward productive capitalization models. The legislative transition consolidated by Law &#8230; <a title=\"\u0647\u0646\u062f\u0633\u0629 \u0627\u0644\u062a\u0646\u0648\u064a\u0639 \u0641\u064a \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062a\u0623\u0634\u064a\u0631\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644\u064a\u0629\" class=\"read-more\" href=\"https:\/\/theblueportugal.com\/ar\/golden-visa-investment-diversification\/\" aria-label=\"Read more about The Architecture of Diversification in the Portugal Golden Visa\">\u0627\u0642\u0631\u0623 \u0627\u0644\u0645\u0632\u064a\u062f<\/a><\/p>","protected":false},"author":2,"featured_media":990348,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4,7],"tags":[],"class_list":["post-990426","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-golden-visa","category-portugals-visa"],"acf":{"tbp_last_reviewed":null,"tbp_reviewer":null,"tbp_featured_article":false,"tbp_strategic_feature":false,"tbp_cta_type":"automatic","tbp_cta_headline":"","tbp_cta_text":"","tbp_cta_label_1":"","tbp_cta_url_1":"","tbp_cta_label_2":"","tbp_cta_url_2":"","tbp_related_override":null},"_links":{"self":[{"href":"https:\/\/theblueportugal.com\/ar\/wp-json\/wp\/v2\/posts\/990426","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theblueportugal.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theblueportugal.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theblueportugal.com\/ar\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/theblueportugal.com\/ar\/wp-json\/wp\/v2\/comments?post=990426"}],"version-history":[{"count":0,"href":"https:\/\/theblueportugal.com\/ar\/wp-json\/wp\/v2\/posts\/990426\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/theblueportugal.com\/ar\/wp-json\/wp\/v2\/media\/990348"}],"wp:attachment":[{"href":"https:\/\/theblueportugal.com\/ar\/wp-json\/wp\/v2\/media?parent=990426"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theblueportugal.com\/ar\/wp-json\/wp\/v2\/categories?post=990426"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theblueportugal.com\/ar\/wp-json\/wp\/v2\/tags?post=990426"}],"curies":[{"name":"\u0648\u0648\u0631\u062f\u0628\u0631\u064a\u0633","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}